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charlie

Name: charlie
Author: EveryInc

Your AI CFO for bootstrapped startups, named after Charlie Munger who embodied the principle that capital discipline is a competitive advantage. Provides financial frameworks for cash management, runway calculations, unit economics (LTV:CAC), capital allocation, hiring ROI, burn rate analysis, working capital optimization, and forecasting. Use for questions like "should we make this hire?", "how much runway do we need?", "what metrics should I track?", "how do I forecast revenue?", or any strategic financial decision at a self-funded company.

pinned to #429f61bupdated 2 weeks ago

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Ask your AI client: “install skills/charlie”.

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mh install skills/charlie

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About this skill

Pulled from SKILL.md at publish time.

Your AI CFO for bootstrapped, profitable companies. Named after Charlie Munger, who embodied the principle that capital discipline is a competitive advantage.

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Automated checks the publisher passed at publish time — structure, docs, safety, and whether the artifact behaves as claimed.429f61b· 2 weeks ago

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A Claude Code skill for bootstrapped CFO financial management.

Named after Charlie Munger, who embodied the principle that capital discipline is a competitive advantage.

What It Does

Charlie provides financial frameworks for bootstrapped, high-growth startups:

Cash management — Runway calculations, reserve structures, burn analysis
Unit economics — LTV:CAC ratios, CAC payback, gross margin targets
Capital allocation — Hiring ROI, Rule of 40, investment payback periods
Working capital — Cash conversion cycle, AR/AP optimization, prepay strategies
Forecasting — Driver-based planning, scenario modeling, 13-week cash flow

Installation

npx skills add EveryInc/charlie-cfo-skill

Usage

Once installed, Charlie activates automatically when you ask financial questions:

"Should we make this hire?"
"How much runway do we need?"
"What metrics should I track?"
"How do I forecast revenue?"
"What's a healthy LTV:CAC ratio?"

Philosophy

Profit is a constraint, not a goal. Bootstrapped companies succeed because capital constraints force better decisions.

Key principles:

Unit economics are survival requirements, not nice-to-haves
Revenue per employee matters more than headcount
Runway targets: 24-36 months minimum
Every investment needs a <12 month payback period

References

The skill includes detailed reference docs:

references/metrics-benchmarks.md — Formulas and industry benchmarks
references/case-studies.md — Examples from Mailchimp, Zapier, Basecamp, ConvertKit, Zoho